Get your Nigerian startup collecting online payments in under 24 hours.
Decide on your payment gateway. If you primarily sell to Nigerian customers, start with Paystack. If you need multi-country coverage or mobile money, use Flutterwave.
Create a Paystack account at paystack.com. You can start testing immediately in sandbox mode with no documents required.
Complete your Paystack business verification. You will need: your CAC certificate, a valid means of ID for the account owner, and your BVN. This unlocks live payments and settlements.
Integrate Paystack into your product using their official SDKs (JavaScript, Python, PHP, Node.js) or use their no-code payment page for a zero-code setup.
Set up your settlement account — link your business bank account (e.g. Kuda Business) to receive daily or weekly settlements.
Set up a USD receiving account using Grey or Geegpay if you have international customers who will pay in dollars. Share your virtual account details with international clients.
Test a full payment flow end-to-end in sandbox mode before going live. Paystack provides test card numbers for this.
Go live — disable test mode and make your first real transaction.
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