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Chipper Cash

Verified

Free cross-border transfers across 8 African countries

Visit WebsiteWorks in AfricaAfrica-built

Chipper Cash enables instant, low-fee cross-border money transfers across 8 African countries β€” Nigeria, Ghana, Kenya, Uganda, Tanzania, Rwanda, South Africa, and Zambia. Also supports USD and GBP receiving accounts.

πŸ‡³πŸ‡¬NigeriaπŸ‡¬πŸ‡­GhanaπŸ‡°πŸ‡ͺKenyaπŸ‡ΏπŸ‡¦South AfricaπŸ‡·πŸ‡ΌRwandaPan-African
Β·Cross-border PaymentsΒ·Free tierΒ·< 1 hour

Best for

Solo founderAgencyEarly-stage

Use when

You need to send money between African countries personally or pay individual contractors quickly.

Skip when

You need a business-grade cross-border transfer solution with receipts and bulk payouts β€” use Grey or Fincra instead.

Works great for personal and freelance cross-border transfers. BVN/NIN required for Nigeria. Primarily a consumer app β€” no business tier. Subject to CBN limits.

Alternatives

Grey, Geegpay, Send by Flutterwave

Verified Apr 1, 2026