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Wave
VerifiedZero-fee mobile money for West Africa
Visit WebsiteWorks in Africa
Wave is a mobile money super-app dominant in Senegal, Ivory Coast, Mali, Burkina Faso, and expanding in West Africa. Offers zero-fee transfers within the network and business payment acceptance. Growing rapidly across francophone Africa.
Best for
Early-stageSMBSolo founder
Use when
You are building for or operating in Senegal, Ivory Coast, Mali, or other francophone West African markets.
Skip when
Your target market is Nigeria, Kenya, or anglophone East Africa — Wave has minimal presence there.
Most useful for founders building for or operating in francophone West Africa. Limited presence in Nigeria and anglophone markets. Wave agent network is extensive.
Alternatives
MTN MoMo, Orange Money, Africa's Talking
Verified Apr 1, 2026