Fincra
Cross-border payment infrastructure for Africa
Nigeria listedWorks in AfricaAfrica-builtPaid
Best for: SaaS, Early-stage, Ecommerce
2–5 days setupVerified Apr 2026
Review FincraBest payment gateways for startups in Nigeria
Compare providers for accepting local and international payments. Review market coverage, setup time, pricing access, and the situations each option suits.
- Listed options
- 15
- Country-specific
- 13
- Africa-built
- 13
- Free tier
- 10
Compare your options
Country-specific listings appear first, followed by Pan-African listings.
Flutterwave
Payments infrastructure for all of Africa
Nigeria listedWorks in AfricaAfrica-builtFree tier
Best for: Early-stage, SaaS, Ecommerce
1 day setupVerified Apr 2026
Review FlutterwaveMTN MoMo
Mobile money across 17 African countries
Nigeria listedWorks in AfricaAfrica-builtFree tier
Best for: Early-stage, SaaS, Ecommerce
1 day setupVerified Apr 2026
Review MTN MoMoNomba
Business payments and POS for Nigeria
Nigeria listedWorks in AfricaAfrica-builtFree tier
Best for: Early-stage, SMB, Ecommerce
1 day setupVerified Apr 2026
Review NombaPaga Engine
Full payment infrastructure for Nigerian businesses
Nigeria listedWorks in AfricaAfrica-builtFree tier
Best for: SaaS, SMB, Early-stage
2–5 days setupVerified Apr 2026
Review Paga EnginePaystack
Accept payments online in Nigeria
Nigeria listedWorks in AfricaAfrica-builtFree tier
Best for: Early-stage, SaaS, Ecommerce
< 1 hour setupVerified Apr 2026
Review PaystackSquad by GTCo
Payments and transfers from GTBank's infrastructure
Nigeria listedWorks in AfricaAfrica-builtFree tier
Best for: Early-stage, SaaS, Ecommerce
1 day setupVerified Apr 2026
Review Squad by GTCoStartbutton
Accept payments across all African countries
Nigeria listedWorks in AfricaAfrica-builtFree tier
Best for: Early-stage, SaaS, Ecommerce
1 day setupVerified Apr 2026
Review StartbuttonErcas
Nigerian payment infrastructure with multiple verticals
Nigeria listedWorks in AfricaAfrica-builtFree tier
Best for: Early-stage, SaaS, SMB
1 day setupVerified Apr 2026
Review ErcasIntaSend
Mobile-money collections and cross-border payouts for African products
Nigeria listedWorks in AfricaAfrica-builtFree tier
Best for: Early-stage, SaaS, Ecommerce
< 1 hour setupVerified Aug 2026
Review IntaSendInterswitch
Digital payments and transaction infrastructure across Africa
Nigeria listedWorks in AfricaAfrica-builtPaid
Best for: Ecommerce, SaaS, SMB
2–5 days setupVerified Aug 2026
Review InterswitchKora
Collections, payouts, and settlement infrastructure across Africa
Nigeria listedWorks in AfricaAfrica-builtPaid
Best for: SaaS, Ecommerce, SMB
2–5 days setupVerified Aug 2026
Review KoraAnchor
Banking as a Service for Nigerian fintechs
Nigeria listedWorks in AfricaAfrica-builtPaid
Best for: SaaS, Early-stage
2–5 days setupVerified Apr 2026
Review AnchorWave
Zero-fee mobile money for West Africa
Pan-African listingWorks in AfricaFree tier
Best for: Early-stage, SMB, Solo founder
< 1 hour setupVerified Apr 2026
Review WaveStripe
The world's most popular payment infrastructure for the internet
Pan-African listingPartial supportPaid
Best for: SaaS, Ecommerce, Solo founder
< 1 hour setupVerified Apr 2026
Review StripeFrequently asked questions
Which payment gateways work in Nigeria?
FounderStack Africa currently lists 15 payment gateways with explicit Nigeria or Pan-African listings. Open a profile to review its coverage, use case, limitations, and verification details.
How should I choose a payment provider in Nigeria?
Start with local payment methods, settlement options, business eligibility. Then confirm current eligibility, pricing, and country support directly with the provider.
Does a listing guarantee availability in Nigeria?
No. Availability and requirements can change. FounderStack Africa records country coverage and verification notes, but you should confirm current terms with the provider before committing.
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