Kora
Collections, payouts, and settlement infrastructure across Africa
South Africa listedWorks in AfricaAfrica-builtPaid
Best for: SaaS, Ecommerce, SMB
2–5 days setupVerified Aug 2026
Review KoraBest payment gateways for startups in South Africa
Compare providers for accepting local and international payments. Review market coverage, setup time, pricing access, and the situations each option suits.
- Listed options
- 13
- Country-specific
- 10
- Africa-built
- 11
- Free tier
- 6
Compare your options
Country-specific listings appear first, followed by Pan-African listings.
Ozow
Pay-by-bank infrastructure for South African businesses
South Africa listedWorks in AfricaAfrica-builtPaid
Best for: Ecommerce, SaaS, SMB
2–5 days setupVerified Aug 2026
Review OzowPeach Payments
Payment gateway and orchestration for African merchants
South Africa listedWorks in AfricaAfrica-builtPaid
Best for: Ecommerce, SaaS, SMB
2–5 days setupVerified Aug 2026
Review Peach PaymentsStitch
Enterprise payments and checkout infrastructure for South Africa
South Africa listedWorks in AfricaAfrica-builtPaid
Best for: SaaS, Ecommerce, SMB
2–5 days setupVerified Aug 2026
Review StitchYoco
Online and in-person payments for South African businesses
South Africa listedWorks in AfricaAfrica-builtFree tier
Best for: Ecommerce, Solo founder, SMB
1 day setupVerified Aug 2026
Review YocoFincra
Cross-border payment infrastructure for Africa
South Africa listedWorks in AfricaAfrica-builtPaid
Best for: SaaS, Early-stage, Ecommerce
2–5 days setupVerified Apr 2026
Review FincraFlutterwave
Payments infrastructure for all of Africa
South Africa listedWorks in AfricaAfrica-builtFree tier
Best for: Early-stage, SaaS, Ecommerce
1 day setupVerified Apr 2026
Review FlutterwaveMTN MoMo
Mobile money across 17 African countries
South Africa listedWorks in AfricaAfrica-builtFree tier
Best for: Early-stage, SaaS, Ecommerce
1 day setupVerified Apr 2026
Review MTN MoMoPaystack
Accept payments online in Nigeria
South Africa listedWorks in AfricaAfrica-builtFree tier
Best for: Early-stage, SaaS, Ecommerce
< 1 hour setupVerified Apr 2026
Review PaystackStartbutton
Accept payments across all African countries
South Africa listedWorks in AfricaAfrica-builtFree tier
Best for: Early-stage, SaaS, Ecommerce
1 day setupVerified Apr 2026
Review StartbuttonInterswitch
Digital payments and transaction infrastructure across Africa
Pan-African listingWorks in AfricaAfrica-builtPaid
Best for: Ecommerce, SaaS, SMB
2–5 days setupVerified Aug 2026
Review InterswitchWave
Zero-fee mobile money for West Africa
Pan-African listingWorks in AfricaFree tier
Best for: Early-stage, SMB, Solo founder
< 1 hour setupVerified Apr 2026
Review WaveStripe
The world's most popular payment infrastructure for the internet
Pan-African listingPartial supportPaid
Best for: SaaS, Ecommerce, Solo founder
< 1 hour setupVerified Apr 2026
Review StripeFrequently asked questions
Which payment gateways work in South Africa?
FounderStack Africa currently lists 13 payment gateways with explicit South Africa or Pan-African listings. Open a profile to review its coverage, use case, limitations, and verification details.
How should I choose a payment provider in South Africa?
Start with local payment methods, settlement options, business eligibility. Then confirm current eligibility, pricing, and country support directly with the provider.
Does a listing guarantee availability in South Africa?
No. Availability and requirements can change. FounderStack Africa records country coverage and verification notes, but you should confirm current terms with the provider before committing.
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